How to survive recession

If you have bad credit, with the resulting low FICO credit score, now it is even more imperative than ever to fix your bad credit. More and more knowledgeable economists indicate that we are moving into a recession. Money will be tight. Interest rates will be higher than ever for those people who do not have good credit.

One of the best ways to repair credit is to pay off debt, especially high interest credit card debt. The time has come to tighten your belt, and focus on paying your debts on time, each and every month. If at all possible, do not just pay the minimum amount due - instead pay as much as you can each month to pay down your debt, and improve your credit.

If you are expecting a tax refund, file your taxes now and use your refund to pay down debt. In the long term, you will be glad you did.

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