Personal Information Contained In Credit Report
If you have never looked at your credit report, you may be wondering what type of information it contains. First of all, we do advise that you order a copy of your credit report from each of the three major reporting bureaus at least once each year. You are entitled to one free report each year, and may access your reports for free online at AnnualCreditReport.com.
You may be surprised at the amount of sensitive personal information that it contains. In addition to your name, address, and past residence addressess, you'll also find your date of birth, social security number, and employer. In addition, information about every credit account and whether or not you pay on time, any collection activity, or legal judgements will also appear on your report.
Understand your credit report and all of the listings there to be certain that you have not been a victim of identity theft. Check your report very carefully for erroneous items or any indication of fraud. Any errors should be disputed and reported immediately to the credit bureaus so that your credit is not negatively impacted.
Personal information contained in credit report should also be safeguarded. Be careful to whom you give access to your credit information. Identity theft prevention protection is available, and highly recommended.
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