Don't Despair - Financial Help for Single Moms with Bad Credit
Single Moms - you can fix bad credit and improve your life now!
- Are you a single mom with bad credit?
- Do you want to improve your credit?
- Do you think it is too difficult to improve your credit?
If you have answered yes to any of these questions, you are not alone. But don't despair, there is financial help available for single moms with bad credit!
You don’t have to live with bad credit. It is possible to repair your credit, and it is much easier than you would think. It will take some time, but it will be worth it. Find out what other single moms have already learned; you too can enjoy the financial freedom offered when you have improved your credit rating.
There are credit repair agencies that can help you, and we will also give you the steps to follow to do-it-yourself credit repair. You can compare the methods and choose the best credit solution for you, a single mom.
Bad credit can ruin your life. Did you know that if you have bad credit you may not be able to get credit cards, loans, or financing when you need it? And it doesn’t stop there. You may be passed over for that new job you are seeking, be subject to much higher insurance rates – or even be refused insurance, or be refused rental property just because you have bad credit. If you are granted credit, a loan or insurance, bad credit will normally cost you much more in interest rates, premiums and fees.
Many single mothers have found improving their bad credit can vastly improve their life situation. And credit repair is possible. The Federal Trade Commission offers information about The Fair Credit Reporting Act, which spells out consumer rights regarding credit reporting. Here are some of the things you can do to improve your credit, but remember, it takes time to do so. Here are some of the important steps to take to improve your credit:
- Order your credit report. You are entitled to a free copy of your credit report every 12 months, so take advantage of the free credit report from each of the 3 credit bureaus.
- Check your credit report carefully for accuracy. Most credit reports contain errors! Dispute any errors and negative items that you find. Each report will tell you how to file a dispute. Send any documentation that you have to support your dispute.
- Pay your bills on time each and every month. If for some reason you have a problem, contact the creditor to make payment arrangements, and often you can avoid negative entries on your credit history.
- Don’t apply for credit that you don’t need. However, if you have not established credit, apply for a secured credit card to start establishing your credit file
- Don’t max out your credit cards. Use your credit wisely, and spread your balances between cards – try not to use more than 30% of your available credit on each account.
There are reputable and legal credit repair agencies that will help you repair your credit. Legal Online Credit Repair by saw firms such as Lexington Law can help you to maximize your results much more quickly and easily. They take care of everything for you.
Click here and Let a Law Firm Remove your Negative Items from your Credit Report!
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