Wednesday, March 7, 2007

How LifeLock Protects Your Identity

How LifeLock Protects Your Identity
LifeLock is an amazing service that protects consumers and businesses from identity theft before it happens! We found a very good description of how it works at Identity Guard Central.
"How It Works
HERE'S HOW IT WORKS
When you become a LifeLock client, they set alerts on all of your credit reports (there are more than just the "big three"). These credit report alerts will usually be set within an hour of enrolling at LifeLock . You will start receiving letters from the credit bureaus about 7 days after enrolling, to confirm that your alerts have been placed.
While your initial locks will be set within about an hour of your enrollment with LifeLock , they must be renewed every ninety days to stay in effect. LifeLock takes care of this for you automatically.
In two to four weeks, you will receive credit reports from Equifax, Experian and TransUnion, the three largest national credit bureaus. Most importantly, LifeLock's guarantee is in full force from the moment you enroll. They will re-order these reports periodically for your files.
The great news is that you will stop receiving pre-approved credit offers and your junk mail load will be reduced dramatically. Many people tell us that if nothing else, reducing the junk mail alone is worth the price.
Of course, you can do everything listed above yourself for free. However, it's the details of actually doing it, then re-doing it, then dealing with any problems that arise, then keeping up on the changes in the procedures of the bureaus, the new databases that are coming online, and the laws that become too much for most people and the reason that tens of thousands of people have turned to LifeLock.LifeLock Identity Theft Prevention - Save 10%
Your Identity is much more than credit fraud. Although it can take many hours and even years to repair, damage to credit reports is often the easiest thing from which to recover when your personal information is stolen. Every day, all over the United States, identity theft victims find themselves being arrested, denied earned entitlements, being passed over for promotion, not getting hired or, worse, actually getting fired, not getting rental leases, not getting insurance, paying higher life, health and auto insurance premiums, facing the IRS because an audit alert has been triggered...the list is long and limited only to the thief's imagination and industry. LifeLock is constantly updating their systems, adding new databases, working to educate legislators and congress, and helping to track down and prosecute the thieves. These thieves have literally unlimited resources, unlimited time and no scruples whatsoever. LifeLock has integrity and operates within the law, but they have no mercy whatsoever for the thief. That's why they stand behind everything they do with a $1 million guarantee.LifeLock is the only Identity Theft Prevention Solution backed by a one-million dollar guarantee! Click here to get a 10% discount.
In the unlikely event your lock is picked and you find yourself fighting to regain your good name, LifeLock is going to do the fighting for you. They are going to pay for the fight, and make sure that you get every dollar back, lost wages, attorney's fees, costs, actual losses, every dollar up to $1 million. Period. No fine print. If your Identity is stolen while you are a LifeLock client, and your claim is legitimate, they're going to do whatever it takes, for however long it takes, however much it costs to fix it and you won't lose a dime, again, up to $1 million.
Here's what you can expect: Your personal information is locked. It's patrolled and guarded by the experts. If your personal information is stolen, you're covered and you'll have the best in the business fighting for you. No one else does that. "


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