OnlineCreditProfessor.com - Is Credit Repair Legal?

OnlineCreditProfessor.com
Is Credit Repair Legal?

"This entry was posted on 3/12/2007 8:43 AM and is filed under Credit Repair,Credit Report,Credit Rating,Credit Score.
Is Credit Repair Legal?Credit repair is the process of re-establishing or restoring your credit. It can also be a method of improving your credit score. Is it legal? Yes, of course it is legal. The methods of credit repair that we recommend are totally legal, and can help you greatly to save money over time.Let's take a look at what is necessary to repair credit. First, you must obtain a copy of your credit report. This is easy. You are entitled to a free credit report once each year from each of the major credit bureaus. Go to http://www.annualcreditreport.com/ for instructions on ordering your credit reports. You can even access them online. Next, check your credit reports carefully for any clerical errors such as payments posted as late that were not late, and especially for any credit accounts that you did not open. Any accounts that you do not recognize could be a sign of identity theft. Check also for incorrect address information, and any other personal information about you that is not correct. Each of the credit reports will supply you with information as to how to dispute any erroneous information or listings on your credit report. DO IT, don't wait until you need a loan, mortgage, or credit card. Dispute any erroneous items immediately, especially if you think you have been a victim of identity theft.Finally, take steps to Clean Up Your Credit Report. Pay your bills on time each and every month. Don't open credit accounts that you don't need, and use your credit wisely. Be careful to spread your purchases among your credit accounts so that any one account does not use more than 30 percent of your available credit. Do this over the next 6 - 12 months, and watch your credit score improve. You can repair your credit, but it takes time. For anyone who needs faster results, or help due to extremely bad credit, don't hesitate to contact a reputable credit repair service such as Lexington Law. They offer Legal Online Credit Repair, with guaranteed results. You don't have to live with bad credit. Now is the time to get your finances in order, and start down the road to improved credit and credit scores. The benefits of good credit are well worth it."
Tags: legal credit repair, improve credit score