Bad credit can be fixed or deleted - even if you have suffered bankruptcy there are options for you.
If you would like to qualify for a mortgage, car loan, or credit card, but have a bankruptcy on your credit history, you may be turned down or end up paying a much higher rate of interest than other consumers.
Lexington Law is a legal bad credit report repair and restoration service that can help you fix your bad credit, with good success deleting even bankruptcies permanently from credit reports!
How is credit repair possible?
Because of the Fair Credit Reporting Act (FCRA), consumers may challenge the information on their credit reports on the basis of "completeness and accuracy." If an individual files a dispute, the credit bureaus must contact the source of the credit information (the creditor) and confirm that the information is accurate, verifiable, and not obsolete. There are some circumstances when the credit bureau is required to go beyond a simple verification of the creditor's own computer record. If the credit bureau does not receive verification from the creditor within 30 days, then the credit bureau must promptly and permanently delete the credit listing.
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Bankruptcy no problem. Home loans are possible with credit repair restoration. Legal services such as Lexington Law can help you fix your bad credit, and establish a healthy credit history.
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