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Sunday, January 21, 2007
OnlineCreditProfessor.com - Credit Card and Loan Offers Even For Bad Credit
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OnlineCreditProfessor.com - Applying for a Loan? What To Do If You Have Bad Credit
Here is some good advice about what to do before you apply for a loan from Suzanne Busby at OnlineCreditProfessor.com. Even if you have bad credit, you have options when looking for a loan. You should start the process at least 6 months before you want to apply for the loan.
OnlineCreditProfessor.com - Applying for a Loan? What To Do If You Have Bad Credit
"Applying for a Loan?--Start by Ordering Your Credit Report Now!
If you are considering applying for a loan, whether it be a mortgage or auto loan, ordering a copy of your credit report may well be the best place to start. Why? Because it’s the first thing a potential lender will be looking at, and even if you pay your bills on time, you will want to ensure that all the information in your credit report is up-to-date and accurate. Studies have shown that many credit reports contain inaccuracies that could affect your credit rating, and even lead to the rejection of your loan application. So, reviewing your credit report before applying for a loan may be a good idea, giving you time to dispute any negative or inaccurate items that may be the result of simple human error or a technical glitch. (For more information on loans, credit reporting, credit repair, identity theft, and many other financial issues, go to the OnlineCreditProfessor.com Blog.)
Depending on whether you are applying for an auto loan, a mortgage loan, or a loan for business or personal use, various lenders apply different standards in rating your credit worthiness. For this reason, obtaining your credit report and understanding how your credit history might be interpreted may give you a chance to clean up your credit report from the point of view of a lender. "
Check your credit report for clerical errors, unused credit, and late payments. In addition, avoid unnecessary inquires on your credit report, and make disputes for any inaccurate or fraudulent entries on your credit report. For more information, go to OnlineCreditProfessor.com.
Tags: bad credit, credit repair, credit report,credit score, mortgage loan, identity theft
OnlineCreditProfessor.com - Applying for a Loan? What To Do If You Have Bad Credit
"Applying for a Loan?--Start by Ordering Your Credit Report Now!
If you are considering applying for a loan, whether it be a mortgage or auto loan, ordering a copy of your credit report may well be the best place to start. Why? Because it’s the first thing a potential lender will be looking at, and even if you pay your bills on time, you will want to ensure that all the information in your credit report is up-to-date and accurate. Studies have shown that many credit reports contain inaccuracies that could affect your credit rating, and even lead to the rejection of your loan application. So, reviewing your credit report before applying for a loan may be a good idea, giving you time to dispute any negative or inaccurate items that may be the result of simple human error or a technical glitch. (For more information on loans, credit reporting, credit repair, identity theft, and many other financial issues, go to the OnlineCreditProfessor.com Blog.)
Depending on whether you are applying for an auto loan, a mortgage loan, or a loan for business or personal use, various lenders apply different standards in rating your credit worthiness. For this reason, obtaining your credit report and understanding how your credit history might be interpreted may give you a chance to clean up your credit report from the point of view of a lender. "
Check your credit report for clerical errors, unused credit, and late payments. In addition, avoid unnecessary inquires on your credit report, and make disputes for any inaccurate or fraudulent entries on your credit report. For more information, go to OnlineCreditProfessor.com.
Tags: bad credit, credit repair, credit report,credit score, mortgage loan, identity theft
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